Ford Financing in Hereford, TX
Whiteface Ford makes it easy to secure affordable financing or lease terms when you purchase a new or used vehicle. Our finance experts are committed to finding you the best deal, no matter your credit situation. We work closely with trusted financing sources and can help find you a loan with a low rate and flexible terms.
After searching through our site and finding a new or used Ford that you would like to pursue, you may need to look into your finance options. To start, are you looking to buy or lease? Read up on the differences and benefits of both options on our Buy or Lease page to get a good head start on knowing what’s right for you! Before you start the finance process, it’s a good idea to know exactly what you’re planning on doing. Lucky for you, our team at Whiteface Ford can help you decide! Our team in Hereford, TX will work with you and navigate your options because we want you to feel confident in your purchase!
Buying Vs Leasing a Ford
Deciding whether to buy or lease a new Whiteface Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.
You may or may not be worried about whether your credit will impact your chance of securing the best auto loan. If you don’t have credit, that’s okay, too! Simply fill out our Credit Application Form and get Pre-Approved today! Our Finance Department works with both local and national lenders and is committed to getting you the auto loan that’s suitable to your car finance needs. If you have any questions, make sure to contact us! Whiteface Ford is ready to help!
We want to make your car buying or leasing experience easy for you and that’s why our website provides a host of online features that make it simple to a Trade-In Value for a vehicle you want to replace! If you’re looking to Sell Your Car, or Return Your Lease, please visit the pages provided and let Whiteface Ford solve all of your problems! Get a Quick Quote as well if you’ve set your eyes on one of our New Ford Models!